Our Consultants

Andrew Austin Bsc ACIB

Andrew has over 10 years experience within relationship management for a major UK bank and eleven years experience of reviewing the banking, treasury, and cash management arrangements for a large number of companies, professional firms and public sector bodies. He also has extensive experience of running tenders for banking arrangements.

Andrew is a founding Director of Focus on Banking. He is an Honours Graduate of Exeter University and an associate of the Chartered Institute of Bankers. His banking background was as a relationship manager with NatWest, where he was responsible for dealing with professional firms and companies in a range of sectors in the City. During his 10 years with NatWest, he also spent some time in the Treasury and Capital Markets businesses.

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Peter Waite CertCM

Peter worked for a major UK bank for over 11 years where he gained considerable experience managing corporate relationships with firms operating in a variety of industry sectors. He spent two years with the bank’s card division gaining a detailed knowledge of the plastic debit and credit card industry.

Peter has worked for ten years as a consultant responsible for reviewing banking, treasury and cash management arrangements for a large number of companies, charities and public sector bodies. He has managed numerous tenders for both banking and credit/debit card acquiring arrangements.

Peter has gained the ACT qualification in cash management and has written a number of articles on different aspects of cash management within the UK.

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David Howland ACIB

David is an Associate of the Chartered Institute of Bankers and has over 20 years experience working with a major UK bank. In his banking career, he had eight years experience in relationship management and operational management roles during which time he was responsible for the day-to-day operational management of professional firms and local authority clients.

David has more than seven years experience as a consultant. He has reviewed the banking operations and managed a number of tenders for banking services including payment cards and credit/debit card acquiring for a variety of local authority, housing association, university and government agency clients.

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James Larholt

James has 40 years experience in treasury, 25 of them spent with a leading international bank. He worked for a hedge fund for 8 years, and then became an independent treasury consultant, advising companies on foreign exchange and interest rate risk management, and lecturing on treasury to bank training schools. He has also carried out projects for the Association of Corporate Treasurers.

As sales director, James has brought his extensive contacts in both the private and public sectors to Focus on Banking, and has made a significant contribution to the expansion of the company’s client base.

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